Home Country Coverage Togo


Get Access

Insurance Intelligence

Providing expert analysis, independent market insight and company data on the insurance industry.

Insurance market reports are produced following a country visit with interviews with professionals working in the sector with systematic updates to information throughout the cycle. Covering market developments, macroeconomic factors and comprehensive details of the regulatory environment including relevant taxation as well as market indicators and company statistics.

Axco’s Togo Non-Life Insurance Market Report (P&C) also comprises a detailed analysis of lines of business and sub-classes such as natural hazards, property, construction and machinery breakdown, motor, workers compensation & employers’ liability and liability.

The Life & Benefits Report for Togo includes detail on social security, healthcare, individual life assurance and pensions information as well as market statistics and life company statistics

Key Benefits

Available Products

Information for Togo can be seen in:

Insurance Market Reports (Non-Life) Insurance Market Reports (Life & Benefits) Regulatory Alerts Global Statistics Market Profiles Insight Compliance Compliance Point Clinical Trials Axco API

Country Information

Capital city
Real GDP growth (%)
Inflation (%)
latest GWP
Insurance Penetration (%)
GMT +0
8.48 mn

Togo shares borders with Burkina Faso in the north and Benin in the east. It has a section of Atlantic coastline in the south and borders Ghana to the west.

Togo is a small non-life market with a relatively low level of insurance penetration at 0.58% of GDP. In 2018, the non-life market was worth XOF 17.68bn with personal accident and healthcare generating premiums of XOF 12.09bn.

In 2020 there were five non-life companies and six life companies operating in the Togolese market after some rationalisation.

Ready to talk? We're here to help.

Whether you need more information or to discuss which products are best suited to your needs, our dedicated team are here to help.

Get in touch