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Insurance Intelligence

Providing expert analysis, independent market insight and company data on the insurance industry.

Insurance market reports are produced following a country visit with interviews with professionals working in the sector with systematic updates to information throughout the cycle. Covering market developments, macroeconomic factors and comprehensive details of the regulatory environment including relevant taxation as well as market indicators and company statistics.

Axco’s Poland Non-Life Insurance Market Report (P&C) also comprises a detailed analysis of lines of business and sub-classes such as natural hazards, property, construction and machinery breakdown, motor, workers compensation & employers’ liability and liability.

The Life & Benefits Report for Poland includes detail on social security, healthcare, individual life assurance and pensions information as well as market statistics and life company statistics

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Information for Poland can be seen in:

Insurance Market Reports (Non-Life) Insurance Market Reports (Life & Benefits) Employee Benefits Reports Global Statistics Regulatory Alerts Market Profiles Insight Compliance Insight EB Compliance Point Clinical Trials Axco API

Country Information

Capital city
Real GDP growth (%)
Inflation (%)
latest GWP
Insurance Penetration (%)
GMT +1
37.80 mn
642,320.85 mn
15,871.81 (mn)

Poland is a Baltic state bordering many European countries with the largest economy in central Europe. Once reliant on heavy industry, the services sector now accounts for almost 65% of the economy. 

Poland has the largest non-life insurance market in the central and eastern Europe region, excluding Russia, and is the eighth largest in the European Union. Market penetration is relatively low in Poland and when compared with the Czech Republic, the Polish non-life market still has substantial growth potential. 

Total direct market premium income in 2019 was PLN 60.94bn. Total non-life, including PA and healthcare written by non-life companies, accounted for PLN 39.67bn  Non-life income grew steadily in 2019 by 4.0% on 2018 volumes, in local currency terms. Motor business is by far the largest class.

In 2020, the non-life insurance market comprised 33 insurers, and one professional reinsurer.

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