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Insurance Intelligence

Providing expert analysis, independent market insight and company data on the insurance industry.

Insurance market reports are produced following a country visit with interviews with professionals working in the sector with systematic updates to information throughout the cycle. Covering market developments, macroeconomic factors and comprehensive details of the regulatory environment including relevant taxation as well as market indicators and company statistics.

Axco’s Chad Non-Life Insurance Market Report (P&C) also comprises a detailed analysis of lines of business and sub-classes such as natural hazards, property, construction and machinery breakdown, motor, workers compensation & employers’ liability and liability.

The Life & Benefits Report for Chad includes detail on social security, healthcare, individual life assurance and pensions information as well as market statistics and life company statistics

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Information for Chad can be seen in:

Insurance Market Reports (Non-Life) Insurance Market Reports (Life & Benefits) Global Statistics Regulatory Alerts Market Profiles Insight Compliance Compliance Point Clinical Trials Axco API

Country Information

Capital city
Real GDP growth (%)
Inflation (%)
latest GWP
Insurance Penetration (%)
15.48 mn

The Republic of Chad, the fifth largest country on the African continent, is a landlocked country bordering Libya to the north, Sudan to the east, the , Central African Republic to the south, Cameroon and Niger, southwest,  and Nigeria  to the west The country takes its name from Lake Chad, the largest body of water in the Sahel region.

Chad is a CIMA country. Its non-life and insured life and pensions markets are regulated by the the supranational regulator, the Regional Control Commission for Insurance (CRCA), set up as required by CIMA legislation, is considered effective and has closed down failing insurers

The Chadian P&C market is small relative to others in the region with low penetration at only 0.13% of GDP and low maturity reflecting the overall poverty of much of the population and the lack of insurance awareness and understanding. Gross premiums declined in 2016 and 2017 due to a deteriorating economic situation (driven largely by the drop in the price of oil) and the impact of the government's austerity programme. Chad is one of the smallest life insurance markets in the CIMA zone with insurance penetration well behind that of other countries in the region.

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