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Insurance Intelligence

Providing expert analysis, independent market insight and company data on the insurance industry.

Insurance market reports are produced following a country visit with interviews with professionals working in the sector with systematic updates to information throughout the cycle. Covering market developments, macroeconomic factors and comprehensive details of the regulatory environment including relevant taxation as well as market indicators and company statistics.

Axco’s Moldova Non-Life Insurance Market Report (P&C) also comprises a detailed analysis of lines of business and sub-classes such as natural hazards, property, construction and machinery breakdown, motor, workers compensation & employers’ liability and liability.

The Life & Benefits Report for Moldova includes detail on social security, healthcare, individual life assurance and pensions information as well as market statistics and life company statistics

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Information for Moldova can be seen in:

Insurance Market Reports (Non-Life) Insurance Market Reports (Life & Benefits) Global Statistics Regulatory Alerts Market Profiles Insight Compliance Compliance Point Clinical Trials Axco API

Country Information

Capital city
Real GDP growth (%)
Inflation (%)
latest GWP
Insurance Penetration (%)
GMT +2
3.54 mn
12,740.14 mn
92.45 (mn)

Moldova is a landlocked east European country sandwiched between Romania and Ukraine. It became an independent republic in 1991 after the collapse of the Soviet Union. A breakaway state, Transdniestr the territory east of the river Dniestr, has not been internationally recognized, and it has separate governments, currencies and legal systems.

The Moldovan insurance market is small with the non-life market ranked 129th in the world in 2019. Non-life premium income in that year (including inward reinsurance, PA and healthcare) was MDL 1.52bn, a growth of 7.44%.

 The number of insurers in January 2021 was 11; one was a composite and 10 were exclusively non-life. Historically, distribution had been by head office, branches and agents. Brokers remain an important channel: there were 41 registered brokers in 2020 and 57 insurance agents, which appear to be corporate entities and banking and leasing entities.

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